SumUp vs Zettle 2023

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SumUp vs Zettle 2023

In today’s digital age, accepting card payments has become a necessity for businesses of all sizes. This has led to a rise in the popularity of mobile card readers, which allow businesses to accept card payments on-the-go without the need for a traditional card terminal. T

wo of the most popular mobile card readers on the market today are SumUp vs Zettle (2023).

In this blog post, we will compare these two devices to help you decide. Which one is right for your business?

Design and Functionality:

The SumUp card reader is a compact device that fits comfortably in your pocket, making it a great choice for businesses that are constantly on the move.

It connects to your smartphone or tablet via Bluetooth and accepts all major credit and debit cards. The device is easy to use, with a simple interface that guides you through the payment process step-by-step.

The Zettle card reader, on the other hand, is slightly larger than the SumUp device and has a more modern design. It connects to your smartphone or tablet via Bluetooth or a headphone jack, and accepts all major credit and debit cards.

The device has a built-in display that shows the amount of the transaction. It also has a contactless payment option for customers who prefer to pay without inserting their card.

Pricing and Fees:

When it comes to pricing and fees, both SumUp and Zettle offer similar rates. SumUp charges a flat fee of 1.69% per transaction, regardless of the type of card used. Zettle charges a slightly higher fee of 1.75% per transaction for chip and PIN payments, and 2.5% for contactless payments.

However, Zettle does offer a volume-based pricing model. This means that businesses with higher transaction volumes may be able to negotiate lower fees.

In terms of hardware costs.

SumUp charges a one-time fee of £39 (SumUp Air) for the card reader

while Zettle charges from £29*.

However, Zettle offers a wider range of hardware options. These include a more advanced card reader that supports Apple Pay and Google Wallet.

Features and Integrations:

Both SumUp and Zettle offer a range of features and integrations that make it easy to manage your business’s transactions. SumUp offers a free point-of-sale (POS) app that allows you to track sales, manage inventory, and issue refunds. The app also integrates with popular accounting software such as QuickBooks and Xero, making it easy to manage your finances.

Zettle, on the other hand, offers a more advanced POS system that includes features such as employee management, customer management, and sales reports.

The system also integrates with popular e-commerce platforms such as Shopify and WooCommerce, making it easy to manage your online store.


When it comes to choosing between SumUp and Zettle, there is no clear winner.

Both devices offer similar rates and features, with slight differences in design and functionality. If you’re looking for a simple, easy-to-use card reader that is ideal for businesses on the move, then SumUp may be the best choice for you.

If you’re looking for a more advanced POS system with a range of features and integrations, then Zettle may be the better option.

Ultimately, the decision comes down to your specific business needs and preferences.

How to apply for a SumUp account?

To conclude applying for a SumUp account is very simple. Click any of the blue “Apply for SumUp” icons above or enter your details below to speak with one of our specialists.

    SumUp vs Zettle 2023



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